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Banking & Finance Lawyer in Bangladesh | Barrister Meheruba Mahbub | meheruba.com
Practice Area

Banking &
Finance
Lawyer

Expert banking and finance legal services in Bangladesh — from project finance and loan documentation to capital markets advisory and Bangladesh Bank regulatory compliance. Legal 500 ranked. Triple qualified.

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Countries Advised
3
Jurisdictions Qualified
0+
Lawyers at TRW
Legal 500
Ranked Lawyer
Qualification
SRA No. 7266913
Qualification
Lincoln's Inn, London
Clients
IFC, World Bank, PwC, UNDP
Recognition
Legal 500 Ranked
Banking & Finance Law

Bangladesh's leading
banking & finance
legal practice.

Bangladesh's financial sector is undergoing a period of profound transformation. With $4.18 billion in foreign direct investment flowing into the country in 2023–24, an 80% surge in FDI in the first nine months of 2025, and Bangladesh Bank implementing sweeping reforms to align with international Basel III standards, the demand for sophisticated banking and finance legal advice has never been greater.

Barrister Remura Meheruba Mahbub is uniquely positioned to advise on this landscape. As a Solicitor of England & Wales (SRA No. 7266913), a Barrister at Law from Lincoln's Inn, and an Advocate of the Supreme Court of Bangladesh, she brings a rare combination of English law transactional expertise and deep knowledge of the Bank Company Act 1991, Bangladesh Bank circulars, and BSEC regulations.

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Project Finance & Infrastructure
Structuring non-recourse and limited-recourse financing for power plants, infrastructure, and industrial projects in Bangladesh and across the region.
Capital Markets & BSEC Compliance
IPO advisory, rights issues, bond issuances, and full regulatory compliance with the Bangladesh Securities and Exchange Commission (BSEC).
Bangladesh Bank Regulatory Advisory
Navigating Bangladesh Bank circulars, foreign exchange regulations, FERA 1947, and Basel III capital adequacy requirements for banks and financial institutions.
Legal 500 Ranked — Bangladesh
Recognised in The Legal 500 for banking and finance work in Bangladesh as part of TRW Law Firm — Bangladesh's largest international law firm.
Our Services

Banking & finance
legal services

Comprehensive banking and finance legal advisory for banks, financial institutions, corporates, and international investors operating in Bangladesh.

01

Project Finance & Structured Finance

End-to-end legal advisory on project finance transactions in Bangladesh — from term sheet to financial close. Drafting facility agreements, security packages, intercreditor agreements, direct agreements, and Bangladesh Bank approval applications for foreign currency loans.

Power Plants Infrastructure Non-Recourse
02

Loan Documentation & Syndicated Lending

Drafting and negotiating facility agreements, term loan documentation, revolving credit facilities, and syndicated lending arrangements. Advising on security structures including mortgages, charges, pledges, and guarantees under Bangladeshi law.

LMA Standards Syndications Security Packages
03

Capital Markets & Securities Law

Full-service capital markets advisory for IPOs, rights issues, private placements, and bond issuances on the Dhaka Stock Exchange (DSE) and Chittagong Stock Exchange (CSE). BSEC compliance, prospectus drafting, and underwriting agreements.

IPO Advisory BSEC DSE / CSE
04

Bangladesh Bank Regulatory Compliance

Advising banks, NBFIs, and MFIs on Bangladesh Bank licensing, prudential regulations, Basel III capital adequacy, loan classification and provisioning, foreign exchange regulations, and compliance with Bangladesh Bank BRPD and FEPD circulars.

Basel III BRPD Circulars NBFI Licensing
05

Islamic Finance & Sukuk

Structuring Shariah-compliant financing arrangements for Bangladesh's growing Islamic banking sector. Advisory on Murabaha, Ijara, Musharaka, and Sukuk structures, including Bangladesh Bank's Islamic banking guidelines and AAOIFI standards.

Sukuk Murabaha AAOIFI
06

Trade Finance & Letters of Credit

Legal advisory on documentary credits, letters of credit, bank guarantees, standby LCs, and export finance under UCP 600 and URDG 758. Advising on FERA 1947 compliance for cross-border trade finance transactions in Bangladesh.

UCP 600 Letters of Credit FERA 1947
Legal Framework

The key statutes and regulations governing banking and finance transactions in Bangladesh.

Bank Company Act 1991
The primary statute governing the establishment, management, and operations of banks in Bangladesh. Regulates capital adequacy, loan classification, provisioning, and Bangladesh Bank's supervisory powers.
Financial Institutions Act 1993
Governs non-bank financial institutions (NBFIs) in Bangladesh, including leasing companies, merchant banks, and investment companies. Licensing and regulatory oversight by Bangladesh Bank.
Securities & Exchange Ordinance 1969
The foundational securities law in Bangladesh. Governs the issuance and trading of securities, prospectus requirements, and the powers of the Bangladesh Securities and Exchange Commission (BSEC).
Foreign Exchange Regulation Act 1947
Regulates all foreign exchange transactions in Bangladesh. Critical for cross-border financing, profit repatriation, and foreign currency loan approvals from Bangladesh Bank.
Negotiable Instruments Act 1881
Governs promissory notes, bills of exchange, and cheques in Bangladesh. Relevant to trade finance, documentary credits, and enforcement of financial instruments.
Microcredit Regulatory Authority Act 2006
Regulates microfinance institutions (MFIs) in Bangladesh. Relevant for impact investors, development finance institutions, and NGOs operating financial services in the country.
Basel III Compliant
Bangladesh Bank implementing full Basel III capital adequacy framework
Full Repatriation
100% profit repatriation permitted under FPI Act 1980 and FERA 1947
Foreign Bank Branches
Foreign banks may operate licensed branches under the Bank Company Act 1991
Legal 500 Ranked
Recognised in The Legal 500 for banking & finance work in Bangladesh
Bangladesh Bank

Navigating Bangladesh Bank
regulations

Bangladesh Bank, as the central bank, issues a continuous stream of circulars, guidelines, and prudential regulations that directly affect every banking and finance transaction in the country. Staying compliant requires specialist legal counsel who understands both the letter and the practical application of these rules.

Barrister Meheruba Mahbub advises banks, NBFIs, and corporates on BRPD circulars (Banking Regulation & Policy Department), FEPD guidelines (Foreign Exchange Policy Department), and the full suite of Bangladesh Bank prudential regulations — from capital adequacy to anti-money laundering compliance.

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1
BRPD Circular Compliance
Banking Regulation & Policy Department circulars on capital adequacy, loan classification, provisioning, and corporate governance for banks.
2
Foreign Exchange Approvals
Bangladesh Bank approval for foreign currency loans, offshore financing, and cross-border transactions under FERA 1947 and FEPD guidelines.
3
AML/CFT Compliance
Anti-money laundering and counter-terrorism financing compliance under the Money Laundering Prevention Act 2012 and Bangladesh Bank AML/CFT guidelines.
4
Basel III & Capital Adequacy
Advisory on Bangladesh Bank's implementation of Basel III capital adequacy framework, including Tier 1 and Tier 2 capital requirements and leverage ratios.
5
Digital Banking & Fintech Regulations
Navigating Bangladesh Bank's evolving digital banking framework, mobile financial services regulations, and fintech licensing requirements.
Transaction Types

Banking & finance
transaction expertise

From bilateral loans to complex multi-tranche project financings, we advise across the full spectrum of banking and finance transactions in Bangladesh.

Project Finance

Non-recourse and limited-recourse financing for power plants, ports, roads, and industrial facilities in Bangladesh and across South Asia.

Infrastructure

Syndicated Lending

Multi-bank syndicated loan facilities for large corporates, state-owned enterprises, and infrastructure developers in Bangladesh.

Multi-Bank

Capital Markets

IPOs, rights issues, private placements, and bond issuances on the Dhaka Stock Exchange and Chittagong Stock Exchange with full BSEC compliance.

DSE / CSE

Islamic Finance

Shariah-compliant financing structures including Murabaha, Ijara, Musharaka, and Sukuk for Bangladesh's growing Islamic banking sector.

Shariah-Compliant

Trade Finance

Documentary credits, letters of credit, bank guarantees, and export finance under UCP 600 and URDG 758 for Bangladesh's export-oriented economy.

UCP 600

Acquisition Finance

Financing structures for mergers, acquisitions, and leveraged buyouts in Bangladesh — including security packages, intercreditor arrangements, and BIDA approvals.

M&A Finance
How We Work

Our banking & finance
advisory process

A structured, efficient approach to banking and finance transactions — from initial consultation to financial close and beyond.

1
Initial Consultation
Understanding the transaction structure, parties, jurisdiction, and regulatory requirements. Identifying key legal issues and Bangladesh Bank approval needs.
2
Due Diligence
Legal due diligence on borrowers, security assets, regulatory licences, and title to assets. Identifying legal risks and structuring solutions.
3
Documentation
Drafting and negotiating facility agreements, security documents, intercreditor agreements, and all ancillary transaction documents.
4
Regulatory Approvals
Obtaining Bangladesh Bank approvals for foreign currency loans, BSEC approvals for capital market transactions, and BIDA approvals where required.
5
Financial Close & Ongoing
Managing conditions precedent to drawdown, financial close, and ongoing compliance advisory throughout the life of the transaction.
Why Choose Meheruba

Triple-qualified.
Internationally
recognised.

Barrister Remura Meheruba Mahbub holds the rare distinction of being simultaneously qualified as a Barrister at Law (Lincoln's Inn, London), a Solicitor of England & Wales (SRA No. 7266913, admitted 2026), and an Advocate of the Supreme Court of Bangladesh (Dhaka Bar No. 29524).

This triple qualification means she can advise on banking and finance transactions from both an English law perspective — critical for international lenders and LMA-standard documentation — and a Bangladeshi law perspective, covering Bank Company Act 1991 compliance, Bangladesh Bank approvals, and local security enforcement.

As a Name Partner at TRW Law Firm — Bangladesh's largest international law firm with 220+ lawyers across 8 global offices — she has access to a full-service platform covering every aspect of a banking and finance transaction.

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Solicitor of England & Wales
Solicitors Regulation Authority — Admitted 2026
SRA No. 7266913
Advocate of the Supreme Court
Bangladesh Bar Council — Dhaka Bar Association
Member No. 29524
Legal 500 Ranked
TRW Law Firm — Bangladesh — Arbitration
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Name Partner — TRW Law Firm
Bangladesh's Largest International Law Firm
220+ Lawyers · 8 Offices
FAQ

Banking & finance
questions answered

Common questions about banking and finance law in Bangladesh and how Barrister Meheruba Mahbub can assist.

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What banking and finance legal services are available in Bangladesh?
Banking and finance legal services in Bangladesh cover a wide range including project finance advisory, loan documentation and syndicated lending, capital markets advisory (IPOs, bonds, rights issues), Bangladesh Bank regulatory compliance, Islamic finance and sukuk structuring, trade finance and letters of credit, and financial institution licensing. Barrister Meheruba Mahbub advises on all of these areas, drawing on her triple qualification across England & Wales and Bangladesh.
What is the Bank Company Act 1991 and why does it matter?
The Bank Company Act 1991 is the primary statute governing banking operations in Bangladesh. It regulates the establishment, management, and operations of all banks, including capital adequacy requirements, loan classification and provisioning rules, dividend restrictions, and Bangladesh Bank's supervisory and enforcement powers. Any bank operating in Bangladesh — domestic or foreign — must comply with this Act and the Bangladesh Bank circulars issued under it.
How does project finance work in Bangladesh?
Project finance in Bangladesh involves non-recourse or limited-recourse financing where lenders rely primarily on the project's cash flows for repayment. Key documents include facility agreements, security packages (mortgage of project assets, assignment of project contracts, pledge of shares), intercreditor agreements, and direct agreements. Bangladesh Bank approval is required for foreign currency loans above certain thresholds under FERA 1947. Power plants, infrastructure projects, and industrial facilities are the most common project finance transactions in Bangladesh.
Can foreign banks and financial institutions operate in Bangladesh?
Yes. Foreign banks can operate in Bangladesh through licensed branches under the Bank Company Act 1991, subject to Bangladesh Bank approval. They are subject to the same regulatory framework as domestic banks. Foreign non-bank financial institutions can operate through licensed entities under the Financial Institutions Act 1993. Foreign lenders can also provide cross-border loans to Bangladeshi borrowers, subject to Bangladesh Bank's foreign exchange approval requirements under FERA 1947.
What is the regulatory framework for capital markets in Bangladesh?
Capital markets in Bangladesh are regulated by the Bangladesh Securities and Exchange Commission (BSEC) under the Securities and Exchange Ordinance 1969 and the BSEC Act 1993. The Dhaka Stock Exchange (DSE) and Chittagong Stock Exchange (CSE) are the two main exchanges. BSEC regulates IPOs, rights issues, private placements, bond issuances, mutual funds, and alternative investment funds. The BSEC Alternative Investment Fund Rules 2015 govern private equity and venture capital funds in Bangladesh.
Banking & Finance Legal Advisory

Ready to structure
your transaction?

Speak with a triple-qualified banking and finance lawyer in Bangladesh. Consultations available within 24 hours.

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